You’ll probably be asked to pay your deductible to the body shop. If it doesn’t, get a reputable body shop that guarantees its work and connect it with the insurance company to get the repairs done. Ask if the insurance company has preferred body shops that it calls on in such cases of vandalism. After that, get the insurance company’s claims adjuster to assess the damage. Once you get the police report, get in touch with your insurance agent to officially call in the claim. The police will take their own, but it is important to have your own set of photos that show all the damage. Take photos of the damage before you move the car from the scene of the crime. When making a claim for your keyed car, you need to first get a police report because the insurance company is going to ask for one. Therefore, unless the car insurance policy specifies otherwise, it should cover a keyed vehicle. Car keying is considered as vandalism in many US states, and many comprehensive car insurance options cover vandalism.
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